Every payment.
Every time.

The modern and reliable payments platform that lets your customers pay how, when and where they choose.
consumer payment trends research

Research: Consumer Trends Driving the Future of Loan Payments

Read our latest research report that delves into shifting consumer loan payment expectations and trends.

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PayNearMe Wins "Best Consumer Payments Platform" for 5th Consecutive Year

Marking its 5th consecutive win, PayNearMe’s platform is recognized for boosting client efficiency with advanced, logic-driven technology.

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PayNearMe Introduces Smart Switch™ to Enable Card Processing Redundancy

Connecting clients to multiple merchant processors through a single platform integration facilitates maximum uptime and reliability.

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Research: iGaming Payment Optimization is Key to Player Retention

As day-to-day consumer payment experiences are simplified, expectations for the online betting payment experience are rising. Our newest research combines survey data and one-on-one interviews to provide a better picture of these rising customer expectations.

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More Ways to Get Paid

Accept all major payment types—cards, ACH, cash and mobile-first payment methods
including PayPal, Venmo, Cash App and Apple Pay.
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Omnichannel Payments

Let your customers choose how, when and where they want to paywith a convenient, consistent experience across multiple channels:

  • Web, Mobile and Desktop
  • Text Message
  • Email
  • IVR
  • Call Center
  • Mobile Wallets
  • Business Mobile App
  • Cash In-person

Rethinking Payments

We build innovative technology with an emphasis on user experience, customer satisfaction and reliability. Experience the PayNearMe difference.

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All Payment Types
Accept cards, ACH and cash—plus mobile-first methods including PayPal, Venmo, Cash App and Apple Pay.
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Smarter Cash Payments
Accept secure, convenient cash payments 24/7 at over 60,000 participating retail locations.
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Robust Business Portal
Make your collections agents more productive with an easy, fast and intuitive user experience.

The Industries We Serve

We’re tackling the biggest payments challenges across a variety of industries.
Consumer Lending
Complete payments platform for consumer lenders.
Simplify the iGaming payment experience with one powerful platform.
Buy Here Pay Here
Simplest way to get paid with an intuitive, mobile-first platform.

What Our Clients Say

See why over 5,000 clients love PayNearMe.
One reason we chose PayNearMe over other payment providers was the company's Smart Link™️ technology. This solution significantly reduced both call time and frequency in our call centers, while enabling our customers to easily make self-service payments. Many providers promise innovation—PayNearMe actually delivers.
Rafe Dunlap
VP, Collections Strategy
Adonis Auto Group
PayNearMe has made our customer payment options easier, which has made our customers' lives easier. This is the mark of a good vendor.
Josh Austin
Adonis Auto Group
Zinc Auto Finance
It's brilliant, we couldn't be happier. All of our employees really love PayNearMe and how it works to bring in those payments. There was virtually no set-up required and it integrated beautifully with our servicing system.

Rene Strong
Zinc Auto Finance
Time Finance Company
What stands out with PayNearMe’s service is the real-time posting, reporting and superior customer service. Our customers are happy since they now have the convenience of paying with debit card in addition to cash and can easily make repeat monthly payments without our having to call them.
Dawn Baker
Vice President
Time Finance Company


  • Single platform for all channels and ways to pay
  • Intuitive design and modern user experience
  • Everything included in one simple pricing structure


  • Highly configurable to meet your unique needs
  • Multiple implementation options
  • Robust API documentation for developers


  • Zero downtime during maintenance and releases
  • Cloud architecture for maximum scalability
  • Modern tech stack with weekly updates

The Most Convenient Cash Payment Network

Enable customers to pay with cash at 62,000+ participating retail locations.

Schedule Your Demo

Experience the PayNearMe difference with a live demo.
Schedule Your Demo